BillCard

Track credit card bills locally. No account. No server. No ads. No tracking.

Your card data never leaves your iPhone.

What BillCard does

Track multiple credit cards with statement day, due day, credit limit, and annual fee
Record bills and partial payments; see remaining balance at a glance
Face ID lock so anyone who grabs your phone can’t browse your cards
Credit utilization ring that turns green / orange / red as you spend
Local notifications on statement and due days, with “Mark Paid” and “Remind Tomorrow” right from the lock screen
Auto-generated annual fee bills
English and Simplified Chinese with on-the-fly switching
Six months of billed vs. paid charts, plus outstanding-by-card breakdown
JSON backup and restore